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HUNTINGTON BANCSHARES INC /MD/

For the period ended Jun 30, 2025. Filed Jul 29, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Jul 29, 2025

HBANL$24.78+0.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Glossary of Acronyms and Terms

The following listing provides a comprehensive reference of common acronyms and terms used throughout the document:

ACLAllowance for Credit Losses
AFSAvailable-for-Sale
ALCOAsset-Liability Management Committee
ALLLAllowance for Loan and Lease Losses
AOCIAccumulated Other Comprehensive Income (Loss)
ASCAccounting Standards Codification
ASUAccounting Standards Update
AULCAllowance for Unfunded Lending Commitments
Basel IIIRefers to the final rule issued by the FRB and OCC and published in the Federal Register on October 11, 2013
BHCBank Holding Company
BoardBoard of Directors
C&ICommercial and Industrial
CDSCredit Default Swap
CECLCurrent Expected Credit Losses
CET1Common Equity Tier 1
CFPBBureau of Consumer Financial Protection
CFRCode of Federal Regulations
CLNCredit Linked Note
CMEChicago Mercantile Exchange
CMOCollateralized Mortgage Obligations
CODMChief Operating Decision Maker
CRACommunity Reinvestment Act
CRECommercial Real Estate
DIFDeposit Insurance Fund
Dodd-Frank ActDodd-Frank Wall Street Reform and Consumer Protection Act
EOPEnd of Period
EVEEconomic Value of Equity
FDICFederal Deposit Insurance Corporation
Federal ReserveBoard of Governors of the Federal Reserve System
FFIECFederal Financial Institutions Examination Council
FHLBFederal Home Loan Bank
FRBFederal Reserve Bank
FTEFully-Taxable Equivalent
FTPFunds Transfer Pricing
FVOFair Value Option
GAAPGenerally Accepted Accounting Principles in the United States of America
GDPGross Domestic Product
HPIHouse Price Index
HTMHeld-to-Maturity
IRSInternal Revenue Service
LFILarge Financial Institution
LIHTCLow Income Housing Tax Credit
MBSMortgage-Backed Securities
MD&AManagement’s Discussion and Analysis of Financial Condition and Results of Operations

2025 2Q Form 10-Q 3

MSRMortgage Servicing Right
NAICSNorth American Industry Classification System
NALsNonaccrual Loans
NCONet Charge-off
NIINet Interest Income
NIMNet Interest Margin
NMNot Meaningful
NPAsNonperforming Assets
OBBBAOne Big Beautiful Bill Act
OCCOffice of the Comptroller of the Currency
OCIOther Comprehensive Income (Loss)
OLEMOther Loans Especially Mentioned
REITReal Estate Investment Trust
ROCRisk Oversight Committee
RVRecreational Vehicle
SBASmall Business Administration
SCBStress Capital Buffer
SECSecurities and Exchange Commission
SOFRSecured Overnight Financing Rate
SPESpecial Purpose Entity
TBATo Be Announced
U.S.United States of America
U.S. TreasuryU.S. Department of the Treasury
VeritexVeritex Holdings, Inc.
VIEVariable Interest Entity
XBRLeXtensible Business Reporting Language
YTDYear-to-Date

4 Huntington Bancshares Incorporated

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.