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Midas Edge

Ally Financial Inc.

For the period ended Jun 30, 2026. Filed Jul 23, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 23, 2026

ALLY$37.67-2.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 1. Financial Statements

Condensed Consolidated Statement of Comprehensive Income (unaudited)

Three months ended June 30,Six months ended June 30,
($ in millions)2026202520262025
Financing revenue and other interest income
Interest and fees on finance receivables and loans$2,741$2,624$5,399$5,333
Interest on loans held-for-sale1262111
Interest and dividends on investment securities and other earning assets242248476478
Interest on cash and cash equivalents8095161193
Operating leases390352782703
Total financing revenue and other interest income3,4653,3256,8396,718
Interest expense
Interest on deposits1,2001,3292,4332,732
Interest on short-term borrowings425616
Interest on long-term debt266258531529
Interest on other4141
Total interest expense1,5121,5933,0293,268
Net depreciation expense on operating lease assets269216537456
Net financing revenue and other interest income1,6841,5163,2732,994
Other revenue
Insurance premiums and service revenue earned368359728723
Loss on mortgage and automotive loans, net(6)(4)(9)(3)
Loss on extinguishment of debt(2)—(2)—
Other gain (loss) on investments, net766155(438)
Other income, net of losses166150343347
Total other revenue6025661,115629
Total net revenue2,2862,0824,3883,623
Provision for credit losses430384897575
Noninterest expense
Compensation and benefits expense458430949935
Insurance losses and loss adjustment expenses208203329364
Goodwill impairment———305
Other operating expenses6536291,2761,292
Total noninterest expense1,3191,2622,5542,896
Income from continuing operations before income tax expense537436937152
Income tax expense from continuing operations1278420825
Net income from continuing operations410352729127
Net income$410$352$729$127
Other comprehensive income, net of tax624375705
Comprehensive income$472$395$804$832

Statement continues on the next page.

Condensed Consolidated Statement of Comprehensive Income (unaudited)

Three months ended June 30,Six months ended June 30,
($ in millions, except per share data; shares in thousands) (a)2026202520262025
Net income from continuing operations attributable to common shareholders$367$324$658$71
Net income attributable to common shareholders$367$324$658$71
Basic weighted-average common shares outstanding (b)308,362309,895309,669309,453
Diluted weighted-average common shares outstanding (b)311,035312,434312,120312,033
Basic earnings per common share
Net income from continuing operations$1.19$1.05$2.13$0.23
Net income$1.19$1.05$2.13$0.23
Diluted earnings per common share
Net income from continuing operations$1.18$1.04$2.11$0.23
Net income$1.18$1.04$2.11$0.23
Cash dividends declared per common share$0.30$0.30$0.60$0.60

(a)Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

(b)Includes shares related to share-based compensation that vested but were not yet issued.

Refer to Note 16 for additional earnings per share information. The Notes to the Condensed Consolidated Financial Statements (unaudited) are an integral part of these statements.

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.