Ally Financial Inc
For the period ended Dec 31, 2024. Filed Feb 19, 2025.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 19, 2025
ALLY$37.67-2.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 15. Exhibits and Financial Statement Schedules
The exhibits listed on the accompanying Index of Exhibits are filed or incorporated by reference as a part of this report. This Index is incorporated herein by reference. Certain financial statements schedules have been omitted because prescribed information has been incorporated into the Consolidated Financial Statements or notes thereto.
| Exhibit | Description | Method of Filing |
| 3.1 | Form of Amended and Restated Certificate of Incorporation | Filed as Exhibit 3.1 to the Company’s Current Report on Form 8-K dated as of March 14, 2014, (File No. 1-3754), incorporated herein by reference. |
| 3.2 | Ally Financial Inc. Amended and Restated Bylaws | Filed as Exhibit 3.1 to the Company’s Current Report on Form 8-K dated as of December 9, 2022, (File No. 1-3754), incorporated herein by reference. |
| 3.3 | Certificate of Designation of 4.7% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B | Filed as Exhibit 3.1 to the Company’s Current Report on Form 8-K dated April 22, 2021 (File No. 1-3754), incorporated herein by reference. |
| 3.4 | Certificate of Designation of 4.7% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C | Filed as Exhibit 3.1 to the Company’s Current Report on Form 8-K dated May 25, 2021 (File No. 1-3754), incorporated herein by reference. |
| 4.1 | Form of Indenture dated as of July 1, 1982, between the Company and Bank of New York (Successor Trustee to Morgan Guaranty Trust Company of New York), relating to Debt Securities | Filed as Exhibit 4(a) to the Company’s Registration Statement No. 2-75115, incorporated herein by reference. |
| 4.1.1 | Form of First Supplemental Indenture dated as of April 1, 1986, supplementing the Indenture designated as Exhibit 4.1 | Filed as Exhibit 4(g) to the Company’s Registration Statement No. 33-4653, incorporated herein by reference. |
| 4.1.2 | Form of Second Supplemental Indenture dated as of June 15, 1987, supplementing the Indenture designated as Exhibit 4.1 | Filed as Exhibit 4(h) to the Company’s Registration Statement No. 33-15236, incorporated herein by reference. |
| 4.1.3 | Form of Third Supplemental Indenture dated as of September 30, 1996, supplementing the Indenture designated as Exhibit 4.1 | Filed as Exhibit 4(i) to the Company’s Registration Statement No. 333-33183, incorporated herein by reference. |
| 4.1.4 | Form of Fourth Supplemental Indenture dated as of January 1, 1998, supplementing the Indenture designated as Exhibit 4.1 | Filed as Exhibit 4(j) to the Company’s Registration Statement No. 333-48705, incorporated herein by reference. |
| 4.1.5 | Form of Fifth Supplemental Indenture dated as of September 30, 1998, supplementing the Indenture designated as Exhibit 4.1 | Filed as Exhibit 4(k) to the Company’s Registration Statement No. 333-75463, incorporated herein by reference. |
| 4.1.6 | Form of Sixth Supplemental Indenture dated as of June 9, 2022, supplementing the Indenture designated as Exhibit 4.1 | Filed as Exhibit 4.1 to the Company’s Current Report on Form 8-K dated as of June 9, 2022 (File No. 1-3754), incorporated herein by reference. |
| 4.2 | Form of Indenture dated as of September 24, 1996, between the Company and The Chase Manhattan Bank, Trustee, relating to Term Notes | Filed as Exhibit 4 to the Company’s Registration Statement No. 333-12023, incorporated herein by reference. |
| 4.2.1 | Form of First Supplemental Indenture dated as of January 1, 1998, supplementing the Indenture designated as Exhibit 4.2 | Filed as Exhibit 4(a)(1) to the Company’s Registration Statement No. 333-48207, incorporated herein by reference. |
| 4.2.2 | Form of Second Supplemental Indenture dated as of June 30, 2006, supplementing the Indenture designated as Exhibit 4.2 | Filed as Exhibit 4(a)(2) to the Company’s Registration Statement No. 333-136021, incorporated herein by reference. |
| 4.2.3 | Form of Third Supplemental Indenture dated as of August 24, 2012, supplementing the Indenture designated as Exhibit 4.2 | Filed as Exhibit 4.1.3 to the Company’s Registration Statement No. 333-183535, incorporated herein by reference. |
| 4.2.4 | Form of Fourth Supplemental Indenture dated as of August 24, 2012, supplementing the Indenture designated as Exhibit 4.2 | Filed as Exhibit 4.1.4 to the Company’s Registration Statement No. 333-183535, incorporated herein by reference. |
| 4.3 | Indenture, dated as of December 31, 2008, between the Company and The Bank of New York Mellon, Trustee | Filed as Exhibit 4.2 to the Company’s Current Report on Form 8-K dated as of January 2, 2009, (File No. 1-3754), incorporated herein by reference. |
| 4.4 | Form of Guarantee Agreement related to Ally Financial Inc. Senior Unsecured Guaranteed Notes | Filed as Exhibit 4.10 to the Company’s Registration Statement No. 333-193070, incorporated herein by reference. |
| Exhibit | Description | Method of Filing |
| 4.5 | Form of Fixed Rate Senior Unsecured Note | Filed as Exhibit 4.8 to the Company’s Registration Statement No. 333-193070, incorporated herein by reference. |
| 4.6 | Form of Floating Rate Senior Unsecured Note | Filed as Exhibit 4.9 to the Company’s Registration Statement No. 333-193070, incorporated herein by reference. |
| 4.7 | Indenture, dated as of November 20, 2015, between the Company and The Bank of New York Mellon, Trustee | Filed as Exhibit 4.1 to the Company’s Current Report on Form 8-K dated as of November 20, 2015, (File No. 1-3754), incorporated herein by reference. |
| 4.8 | Form of Subordinated Note | Included in Exhibit 4.13. |
| 4.9 | Description of Securities | Filed as Exhibit 4.15 to the Company’s Annual Report for the period ended December 31, 2019, on Form 10-K (File No. 1-3754), incorporated herein by reference. |
| 4.10 | Form of Fixed Rate Senior Unsecured Note | Filed as Exhibit 4.2 to the Company’s Current Report on Form 8-K dated as of April 8, 2020, (File No. 1-3754), incorporated herein by reference. |
| 4.11 | Form of Fixed Rate Senior Unsecured Note | Filed as Exhibit 4.2 to the Company’s Current Report on Form 8-K dated as of June 3, 2020 (File No. 1-3754), incorporated herein by reference. |
| 4.12 | Form of Fixed Rate Senior Unsecured Note | Filed as Exhibit 4.2 to the Company’s Current Report on Form 8-K dated as of September 18, 2020, (File No. 1-3754), incorporated herein by reference. |
| 10 | Ally Financial Inc. Incentive Compensation Plan | Filed as Exhibit 10 to the Company’s Annual Report for the period ended December 31, 2022, on Form 10-K (File No. 1-3754), incorporated herein by reference. |
| 10.1 | Ally Financial Inc. Annual Incentive Plan | Filed herewith. |
| 10.2 | Ally Financial Inc. Employee Stock Purchase Plan | Filed as Exhibit 10.4 to the Company’s Annual Report for the period ended December 31, 2021, on Form 10-K (File No. 1-3754), incorporated herein by reference. |
| 10.3 | Ally Financial Inc. Non-Employee Directors Equity Compensation Plan | Filed as Exhibit 10.3 to the Company’s Annual Report for the period ended December 31, 2022, on Form 10-K (File No. 1-3754), incorporated herein by reference. |
| 10.4 | Ally Financial Inc. Severance Plan, Plan Document and Summary Plan Description | Filed as Exhibit 10.1 to the Company’s Quarterly Report for the period ended March 31, 2024, on Form 10-Q (File No. 1-3754) incorporated herein by reference. |
| 10.5 | Ally Financial Inc. Non-Employee Directors Deferred Compensation Plan | Filed as Exhibit 10.6 to the Company’s Annual Report for the period ended December 31, 2021, (File No. 1-3754), incorporated herein by reference. |
| 10.6 | Form of Award Agreement related to the issuance of Performance Stock Units | Filed as Exhibit 10.6 to the Company’s Annual Report for the period ended December 31, 2023, (File No. 1-3754), incorporated herein by reference. |
| 10.7 | Form of Award Agreement related to the issuance of Restricted Stock Units | Filed as Exhibit 10.7 to the Company’s Annual Report for the period ended December 31, 2023, (File No. 1-3754), incorporated herein by reference. |
| 10.8 | Form of Award Agreement related to the issuance of Key Contributor Stock Units | Filed as Exhibit 10.8 to the Company’s Annual Report for the period ended December 31, 2023, (File No. 1-3754), incorporated herein by reference. |
| 10.9 | Executive Transition Agreement | Filed as Exhibit 10.1 to the Company’s Current Report on Form 8-K dated as of November 28, 2023 (File No. 1-3754), incorporated by reference herein. |
| 18 | Preferability letter from Deloitte & Touche LLP regarding change in accounting principle | Filed herewith. |
| 19 | Ally Financial Inc. Insider Trading Policy | Filed herewith. |
| 21 | Ally Financial Inc. Subsidiaries as of December 31, 2024 | Filed herewith. |
| 22.1 | Subsidiary Guarantors | Filed as Exhibit 22 to the Company’s Quarterly Report for the period ended March 31, 2020, on Form 10-Q (File No. 1-3754), incorporated herein by reference. |
| 23.1 | Consent of Independent Registered Public Accounting Firm | Filed herewith. |
| 31.1 | Certification of Principal Executive Officer pursuant to Rule 13a-14(a)/15d-14(a) | Filed herewith. |
| Exhibit | Description | Method of Filing |
| 31.2 | Certification of Principal Financial Officer pursuant to Rule 13a-14(a)/15d-14(a) | Filed herewith. |
| 32 | Certification of Principal Executive Officer and Principal Financial Officer pursuant to 18 U.S.C. Section 1350 | Filed herewith. |
| 97 | Policy Relating to the Recovery of Erroneously Awarded Compensation | Filed herewith. |
| 101 | The following information from our 2024 Annual Report on Form 10-K, formatted in Inline XBRL: (i) Consolidated Statement of Income, (ii) Consolidated Statement of Comprehensive Income (Loss), (iii) Consolidated Balance Sheet, (iv) Consolidated Statement of Changes in Equity, (v) Consolidated Statement of Cash Flows, and (vi) the Notes to the Consolidated Financial Statements. | Filed herewith. |
| 104 | The cover page of our 2024 Annual Report on Form 10-K, (formatted in Inline XBRL and contained in Exhibit 101) | Filed herewith. |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.