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INDEPENDENT BANK CORP MI

For the period ended Dec 31, 2024. Filed Mar 7, 2025.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Mar 7, 2025

IBCP$36.64-0.9%Stored close · as of Nov 10, 2026

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Contents

Item 4. MINE SAFETY DISCLOSURES

ADDITIONAL ITEM -EXECUTIVE OFFICERS

Our executive officers are appointed annually by our Board of Directors at the meeting of directors preceding the Annual Meeting of Shareholders. There are no family relationships among these officers and/or our directors nor any arrangement or understanding between any of these officers and any other person pursuant to which the officer was appointed.

The following sets forth certain information with respect to our executive officers at March 7, 2025.

Name (Age)PositionFirst electedas an executiveofficer
William B. Kessel (60)President, Chief Executive Officer and Director2004
Gavin A. Mohr (41)Executive Vice President and Chief Financial Officer(1)2020
Stefanie M. Kimball (65)Executive Vice President and Chief Risk Officer2007
Joel Rahn (58)Executive Vice President, Commercial Banking(2)2021
Larry R. Daniel (61)Executive Vice President, Operations and Retail Banking2017
Patrick J. Ervin (59)Executive Vice President, Mortgage Banking2017
Christopher S. Michaels (58)Executive Vice President, Chief Operating Officer(3)2025
James J. Twarozynski (59)Senior Vice President and Chief Accounting Officer2002

(1)Mr. Mohr joined Independent Bank in September 2020, as Executive Vice President and Chief Financial Officer. Prior to joining Independent Bank, Mr. Mohr served as the Chief Financial Officer of STAR Financial Bank, ("STAR"), a $2.1 billion bank, located in Fort Wayne, Indiana. Prior to joining STAR, Mr. Mohr served as Treasurer of Yadkin Bank and Trust (Statesville, North Carolina) from 2013 to 2014.

(2)Mr. Rahn joined Independent Bank in April of 2018 as Senior Vice President Commercial Lending. He was promoted to Executive Vice President Commercial Banking in January, 2021. He has 34 years of commercial banking experience and has served in senior leadership positions for the past 17 years.

(3)Mr. Michaels joined Independent Bank in February of 2012 as a part of our information and technology team and was promoted to Senior Vice President and Chief Information Officer in January, 2020. He was promoted to Executive Vice President and Chief Operating Officer in January, 2025.

Part II

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.