FNB CORP/PA/
For the period ended Sep 30, 2026. Filed Nov 3, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 3, 2026
FNB$18.24+0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 1. Consolidated Balance Sheets
CONSOLIDATED BALANCE SHEETS
(Dollars in millions, except share and per share data)
| September 30,2026 | December 31,2025 | |
|---|---|---|
| (Unaudited) | ||
| Assets | ||
| Cash and due from banks | $416 | $387 |
| Interest-bearing deposits with banks | 2,110 | 2,111 |
| Cash and Cash Equivalents | 2,526 | 2,498 |
| Debt securities available for sale (amortized cost of $3,927 and $3,783; allowance for credit losses of $0 and $0) | 3,747 | 3,727 |
| Debt securities held to maturity (fair value of $4,021 and $3,941; allowance for credit losses of $1 and $0) | 4,404 | 4,117 |
| Loans held for sale (includes $228 and $514 measured at fair value (1)) | 237 | 515 |
| Loans and leases, net of unearned income of $72 and $87 (includes $101 and $85 measured at fair value (1)) | 36,537 | 34,777 |
| Allowance for credit losses on loans and leases | (456) | (439) |
| Net Loans and Leases | 36,081 | 34,338 |
| Premises and equipment, net | 585 | 568 |
| Goodwill | 2,480 | 2,480 |
| Core deposit and other intangible assets, net | 27 | 36 |
| Bank owned life insurance | 676 | 667 |
| Other assets | 1,290 | 1,283 |
| Total Assets | $52,053 | $50,229 |
| Liabilities | ||
| Deposits: | ||
| Non-interest-bearing | $10,134 | $9,914 |
| Interest-bearing | 29,416 | 28,845 |
| Total Deposits | 39,550 | 38,759 |
| Short-term borrowings | 3,001 | 2,017 |
| Long-term borrowings | 1,803 | 1,901 |
| Other liabilities | 886 | 793 |
| Total Liabilities | 45,240 | 43,470 |
| Shareholders’ Equity | ||
| Common stock - $0.01 par value | ||
| Authorized – 500,000,000 shares | ||
| Issued – 375,030,534 and 375,030,534 shares | 4 | 4 |
| Additional paid-in capital | 4,694 | 4,695 |
| Retained earnings | 2,646 | 2,343 |
| Accumulated other comprehensive loss | (187) | (63) |
| Treasury stock – 24,192,051 and 17,727,219 shares at cost | (344) | (220) |
| Total Shareholders’ Equity | 6,813 | 6,759 |
| Total Liabilities and Shareholders’ Equity | $52,053 | $50,229 |
(1)Amount represents loans for which we have elected the fair value option. See Note 19.
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