FNB CORP/PA/
For the period ended Dec 31, 2025. Filed Feb 24, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 24, 2026
FNB$18.23+1.8%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
INDEX
| PAGE | ||
|---|---|---|
| Glossary of Acronyms and Terms | ||
| PART I | ||
| Item 1. | Business. | 3 |
| Item 1A. | Risk Factors. | 18 |
| Item 1B. | Unresolved Staff Comments. | 32 |
| Item 1C. | Cybersecurity. | 32 |
| Item 2. | Properties. | 34 |
| Item 3. | Legal Proceedings. | 34 |
| Item 4. | Mine Safety Disclosures. | 34 |
| PART II | ||
| Item 5. | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. | 35 |
| Item 6. | [Reserved] | 36 |
| Item 7. | Management’s Discussion and Analysis of Financial Condition and Results of Operations. | 36 |
| Item 7A. | Quantitative and Qualitative Disclosures About Market Risk. | 71 |
| Item 8. | Financial Statements and Supplementary Data. | 72 |
| Item 9. | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. | 157 |
| Item 9A. | Controls and Procedures. | 157 |
| Item 9B. | Other Information. | 157 |
| Item 9C. | Disclosure Regarding Foreign Jurisdictions that Prevent Inspections. | 157 |
| PART III | ||
| Item 10. | Directors, Executive Officers and Corporate Governance. | 158 |
| Item 11. | Executive Compensation. | 158 |
| Item 12. | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. | 159 |
| Item 13. | Certain Relationships and Related Transactions, and Director Independence. | 159 |
| Item 14. | Principal Accounting Fees and Services. | 159 |
| PART IV | ||
| Item 15. | Exhibits and Financial Statement Schedules. | 159 |
| Signatures | 162 | |
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