FNB CORP/PA/
For the period ended Sep 30, 2025. Filed Nov 5, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 5, 2025
FNB$18.24+0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 1. Consolidated Balance Sheets
CONSOLIDATED BALANCE SHEETS
(Dollars in millions, except share and per share data)
| September 30,2025 | December 31,2024 | |
|---|---|---|
| (Unaudited) | ||
| Assets | ||
| Cash and due from banks | $474 | $416 |
| Interest-bearing deposits with banks | 1,939 | 2,003 |
| Cash and Cash Equivalents | 2,413 | 2,419 |
| Debt securities available for sale (amortized cost of $3,690 and $3,620; allowance for credit losses of $0 and $0) | 3,620 | 3,466 |
| Debt securities held to maturity (fair value of $3,838 and $3,644; allowance for credit losses of $0 and $0) | 4,049 | 3,979 |
| Loans held for sale (includes $263 and $214 measured at fair value (1)) | 278 | 218 |
| Loans and leases, net of unearned income of $84 and $106 (includes $78 and $53 measured at fair value (1)) | 34,957 | 33,939 |
| Allowance for credit losses on loans and leases | (437) | (423) |
| Net Loans and Leases | 34,520 | 33,516 |
| Premises and equipment, net | 557 | 536 |
| Goodwill | 2,480 | 2,478 |
| Core deposit and other intangible assets, net | 40 | 51 |
| Bank owned life insurance | 668 | 660 |
| Other assets | 1,264 | 1,302 |
| Total Assets | $49,889 | $48,625 |
| Liabilities | ||
| Deposits: | ||
| Non-interest-bearing demand | $9,969 | $9,761 |
| Interest-bearing demand | 17,803 | 16,668 |
| Savings | 3,114 | 3,178 |
| Certificates and other time deposits | 7,555 | 7,500 |
| Total Deposits | 38,441 | 37,107 |
| Short-term borrowings | 1,905 | 1,256 |
| Long-term borrowings | 2,099 | 3,012 |
| Other liabilities | 808 | 948 |
| Total Liabilities | 43,253 | 42,323 |
| Shareholders’ Equity | ||
| Common stock - $0.01 par value | ||
| Authorized – 500,000,000 shares | ||
| Issued – 375,030,534 and 375,018,433 shares | 4 | 4 |
| Additional paid-in capital | 4,693 | 4,695 |
| Retained earnings | 2,218 | 1,952 |
| Accumulated other comprehensive loss | (77) | (169) |
| Treasury stock – 16,648,594 and 15,402,776 shares at cost | (202) | (180) |
| Total Shareholders’ Equity | 6,636 | 6,302 |
| Total Liabilities and Shareholders’ Equity | $49,889 | $48,625 |
(1)Amount represents loans for which we have elected the fair value option. See Note 18.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.