Skip to main content

FIFTH THIRD BANCORP

For the period ended Dec 31, 2025. Filed Feb 24, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 24, 2026

FITB$53.04-0.8%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

2025 ANNUAL REPORT

FINANCIAL CONTENTS

Glossary of Abbreviations and Acronyms47
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Overview48
Non-GAAP Financial Measures52
Recent Accounting Standards54
Critical Accounting Policies54
Statements of Income Analysis58
Business Segment Review64
Balance Sheet Analysis69
Risk Management - Overview76
Credit Risk Management77
Interest Rate and Price Risk Management93
Liquidity Risk Management99
Operational Risk Management101
Legal and Regulatory Compliance Risk Management102
Capital Management103
Report of Independent Registered Public Accounting Firm105
Financial Statements
Consolidated Balance Sheets107
Consolidated Statements of Income108
Consolidated Statements of Comprehensive Income109
Consolidated Statements of Changes in Equity110
Consolidated Statements of Cash Flows111
Notes to Consolidated Financial Statements
Summary of Significant Accounting and Reporting Policies112Long-Term Debt161
Supplemental Cash Flow Information125Commitments, Contingent Liabilities and Guarantees165
Restrictions on Dividends and Capital Actions125Legal and Regulatory Proceedings169
Investment Securities126Related Party Transactions171
Loans and Leases129Income Taxes172
Credit Quality and the Allowance for Loan and Lease Losses131Retirement and Benefit Plans175
Bank Premises and Equipment145Accumulated Other Comprehensive Income178
Operating Lease Equipment145Common, Preferred and Treasury Stock180
Lease Obligations – Lessee146Stock-Based Compensation182
Goodwill147Other Noninterest Income and Other Noninterest Expense185
Intangible Assets148Earnings Per Share185
Variable Interest Entities149Fair Value Measurements186
Sales of Receivables and Servicing Rights153Regulatory Capital Requirements and Capital Ratios194
Derivative Financial Instruments154Parent Company Financial Statements195
Other Assets160Business Segments197
Short-Term Borrowings160Business Combination201
Subsequent Event201
Management’s Assessment as to the Effectiveness of Internal Control over Financial Reporting202
Report of Independent Registered Public Accounting Firm203
Consolidated Ten Year Comparison211
Directors and Officers212
Corporate Information

46 Fifth Third Bancorp

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.