FIFTH THIRD BANCORP
For the period ended Dec 31, 2025. Filed Feb 24, 2026.
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FY2025 · Filed Feb 24, 2026
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Glossary of Abbreviations and Acronyms
Fifth Third Bancorp provides the following list of abbreviations and acronyms as a tool for the reader that are used in Management’s Discussion and Analysis of Financial Condition and Results of Operations, the Consolidated Financial Statements and the Notes to Consolidated Financial Statements.
| ACL: Allowance for Credit Losses | GNMA: Government National Mortgage Association |
|---|---|
| AFS: Available-for-Sale | GSE: United States Government Sponsored Enterprise |
| ALCO: Asset Liability Management Committee | HTM: Held-To-Maturity |
| ALLL: Allowance for Loan and Lease Losses | IPO: Initial Public Offering |
| AOCI: Accumulated Other Comprehensive Income (Loss) | IRC: Internal Revenue Code |
| APR: Annual Percentage Rate | IRLC: Interest Rate Lock Commitment |
| ARM: Adjustable Rate Mortgage | ISDA: International Swaps and Derivatives Association, Inc. |
| ASC: Accounting Standards Codification | LIBOR: London Interbank Offered Rate |
| ASU: Accounting Standards Update | LIHTC: Low-Income Housing Tax Credit |
| ATM: Automated Teller Machine | LLC: Limited Liability Company |
| BHC: Bank Holding Company | LTV: Loan-to-Value Ratio |
| BOLI: Bank Owned Life Insurance | MD&A: Management’s Discussion and Analysis of Financial |
| bps: Basis Points | Condition and Results of Operations |
| CD: Certificate of Deposit | MSR: Mortgage Servicing Right |
| CDC: Fifth Third Community Development Corporation and Fifth Third | N/A: Not Applicable |
| Community Development Company, LLC | NII: Net Interest Income |
| CECL: Current Expected Credit Loss | NM: Not Meaningful |
| CET1: Common Equity Tier 1 | OAS: Option-Adjusted Spread |
| CFPB: United States Consumer Financial Protection Bureau | OCC: Office of the Comptroller of the Currency |
| CME: Chicago Mercantile Exchange | OCI: Other Comprehensive Income (Loss) |
| C&I: Commercial and Industrial | OREO: Other Real Estate Owned |
| DCF: Discounted Cash Flow | PCD: Purchase Credit-Deteriorated |
| DTCC: Depository Trust & Clearing Corporation | PSA: Performance Share Award |
| ERM: Enterprise Risk Management | PSL: Purchased Seasoned Loans |
| ERMC: Enterprise Risk Management Committee | RCC: Risk and Compliance Committee |
| EVE: Economic Value of Equity | ROU: Right-of-Use |
| FASB: Financial Accounting Standards Board | RSU: Restricted Stock Unit |
| FDIC: Federal Deposit Insurance Corporation | SAR: Stock Appreciation Right |
| FHA: Federal Housing Administration | SBA: Small Business Administration |
| FHLB: Federal Home Loan Bank | SEC: United States Securities and Exchange Commission |
| FHLMC: Federal Home Loan Mortgage Corporation | SOFR: Secured Overnight Financing Rate |
| FICO: Fair Isaac Corporation (credit rating) | TBA: To Be Announced |
| FINRA: Financial Industry Regulatory Authority | TILA: Truth in Lending Act |
| FNMA: Federal National Mortgage Association | TRA: Tax Receivable Agreement |
| FRB: Federal Reserve Bank | U.S.: United States of America |
| FTE: Fully Taxable Equivalent | U.S. GAAP: United States Generally Accepted Accounting |
| FTP: Funds Transfer Pricing | Principles |
| FTS: Fifth Third Securities, Inc. | VA: United States Department of Veterans Affairs |
| GDP: Gross Domestic Product | VIE: Variable Interest Entity |
47 Fifth Third Bancorp
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