FIFTH THIRD BANCORP

For the period ended Dec 31, 2025. Filed Feb 24, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 24, 2026

FITB$54.19-0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Cash Flows

For the years ended December 31 ($ in millions)	2025	2024	2023
Operating Activities
Net income	$2,522	2,314	2,349
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	662	530	515
Depreciation, amortization and accretion	554	495	462
Stock-based compensation expense	163	164	169
Provision for (benefit from) deferred income taxes	140	72	(106)
Securities gains, net	(27)	(20)	(31)
MSR fair value adjustment	169	77	105
Net gains on sales of loans and fair value adjustments on loans held for sale	(72)	(34)	(27)
Gain on the TRA associated with Worldpay, Inc.	—	(11)	(22)
Proceeds from sales of loans held for sale	5,175	4,066	4,938
Loans originated or purchased for sale, net of repayments	(5,206)	(4,301)	(4,242)
Dividends representing return on equity method investments	41	44	46
Net change in:
Equity and trading debt securities	(115)	(3)	(128)
Other assets	715	(639)	319
Accrued taxes, interest and expenses and other liabilities	(207)	70	162
Net Cash Provided by Operating Activities	4,514	2,824	4,509
Investing Activities
Proceeds from sales:
AFS securities and other investments	4,959	782	2,813
Loans and leases	341	419	444
Bank premises and equipment	—	24	7
MSRs	—	5	—
Proceeds from repayments / maturities of AFS and HTM securities and other investments	7,497	5,814	4,235
Purchases:
AFS and HTM securities, equity method investments and other investments	(8,145)	(7,129)	(6,244)
Bank premises and equipment	(584)	(414)	(491)
MSRs	—	—	(25)
Proceeds from settlement of BOLI	38	34	14
Proceeds from sales and dividends representing return of equity method investments	17	11	69
Net cash received for divestitures	—	6	—
Net cash paid on acquisitions	(36)	—	—
Net change in:
Other short-term investments	(1,756)	4,962	(13,731)
Portfolio loans and leases	(4,052)	(3,540)	3,358
Operating lease equipment	(125)	65	63
Net Cash (Used in) Provided by Investing Activities	(1,846)	1,039	(9,488)
Financing Activities
Net change in deposits	4,567	(1,660)	5,222
Net change in short-term borrowings	61	(32)	(81)
Proceeds from short-term FHLB advances	4,700	4,100	6,750
Repayment of short-term FHLB advances	(8,500)	(2,500)	(8,550)
Proceeds from long-term debt issuances/advances	1,083	3,249	4,286
Repayment of long-term debt	(1,982)	(5,282)	(1,657)
Dividends paid on common and preferred stock	(1,163)	(1,176)	(1,060)
Repurchases of treasury stock and related forward contract	(525)	(625)	(200)
Redemption of preferred stock, Series L	(350)	—	—
Other	(74)	(65)	(55)
Net Cash (Used in) Provided by Financing Activities	(2,183)	(3,991)	4,655
Increase (Decrease) in Cash and Due from Banks	485	(128)	(324)
Cash and Due from Banks at Beginning of Period	3,014	3,142	3,466
Cash and Due from Banks at End of Period	$3,499	3,014	3,142

Refer to the Notes to Consolidated Financial Statements. Note 2 contains cash payments related to interest and income taxes in addition to non-cash investing and financing activities.

111 Fifth Third Bancorp

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.