FIFTH THIRD BANCORP

(a)Includes $55 and $17 of other short-term investments, $1,573 and $185 of portfolio loans and leases, $(28) and $(2) of ALLL, $10 and $2 of other assets, $14 and $9 of other liabilities and $1,409 and $118 of long-term debt from consolidated VIEs that are included in their respective captions above at December 31, 2023 and 2022, respectively. For further information, refer to Note 12.

(b)Amortized cost of $55,789 and $57,530 at December 31, 2023 and 2022, respectively.

(c)Fair value of $2 and $5 at December 31, 2023 and 2022, respectively.

(d)Includes $334 and $600 of residential mortgage loans held for sale measured at fair value at December 31, 2023 and 2022, respectively.

(e)Includes $116 and $123 of residential mortgage loans measured at fair value at December 31, 2023 and 2022, respectively.

(f)Includes $19 and $24 of bank premises and equipment held for sale at both December 31, 2023 and 2022. For further information, refer to Note 7.

(g)Common shares: Stated value $2.22 per share; authorized 2,000,000,000; outstanding at December 31, 2023 –681,124,810 (excludes 242,767,771 treasury shares), 2022 –683,385,880 (excludes 240,506,701 treasury shares).

(h)500,000 shares of no par value preferred stock were authorized at both December 31, 2023 and 2022. There were 422,000 unissued shares of undesignated no par value preferred stock at both December 31, 2023 and 2022. Each issued share of no par value preferred stock has a liquidation preference of $25,000.500,000 shares of no par value Class B preferred stock were authorized at both December 31, 2023 and 2022. There were 300,000 unissued shares of undesignated no par value Class B preferred stock at both December 31, 2023 and 2022. Each issued share of no par value Class B preferred stock has a liquidation preference of $1,000.

112 Fifth Third Bancorp