KINGSTONE COMPANIES, INC.
For the period ended Dec 31, 2025. Filed Mar 16, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 16, 2026
KINS$22.74+3.8%Stored close · as of Nov 10, 2026
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Item 15. Exhibits and Financial Statement Schedules
| ExhibitNumber | Description of Exhibit |
| 3(a) | Restated Certificate of Incorporation, as amended (incorporated by reference to Exhibit 3(a) to the Company’s Quarterly Report on Form 10-Q for the period ended March 31, 2014, filed on May 15, 2014). |
| 3(b) | By-laws, as amended.* |
| 4(d) | Description of Securities Registered Under Section 12 of the Securities Exchange Act of 1934. (incorporated by reference to Exhibit 4(d) to the Company's Annual Report on Form 10-K for the year ended December 31, 2024, filed on March 18, 2025). |
| 10(a) | Amended and Restated 2014 Equity Participation Plan (incorporated by reference to Exhibit 10(a) to the Company's Annual Report on Form 10-K for the year ended December 31, 2023, filed on April 1, 2024). |
| 10(b) | 2024 Equity Participation Plan.(incorporated by reference to Exhibit 10(b) to the Company's Annual Report on Form 10-K for the year ended December 31, 2024, filed on March 18, 2025). |
| 10(c) | Third Amended and Restated Employment Agreement, dated as of April 15, 2024, by and between Kingstone Companies, Inc. and Meryl S. Golden, as amended.* |
| 10(d) | Employment Agreement, dated July 23, 2025, between Kingstone Companies, Inc. and Randy Patten (incorporated by reference to Exhibit 99.2 to the Company's Current Report on Form 8-K, filed on August 5, 2025). |
| 10(e) | Sales Agreement, dated as of May 24, 2024, by and between Kingstone Companies, Inc. and Janney Montgomery Scott LLC (incorporated by reference to Exhibit 1.1 to the Company's Current Report on Form 8-K, filed on May 24, 2024). |
| 10(f) | Stock Grant Agreement, dated as of January 2, 2025, between Kingstone Companies, Inc. and Meryl S. Golden (incorporated by reference to Exhibit 10(n) to the Company's Annual Report on Form 10-K for the year ended December 31, 2024, filed on March 18, 2025). |
| 10(g) | Stock Grant Agreement, dated as of March 3, 2025, between Kingstone Companies, Inc. and Sarah (Minlei) Chen (incorporated by reference to Exhibit 10(q) to the Company's Annual Report on Form 10-K for the year ended December 31, 2024, filed on March 18, 2025). |
| 10(h) | Stock Grant Agreement, dated as of August 25, 2025, between Kingstone Companies, Inc. and Randy L. Patten.* |
| 10(i) | Stock Grant Agreement, dated as of January 2, 2026, between Kingstone Companies, Inc. and Floyd R. Tupper.* |
| 10(j) | Stock Grant Agreement, dated as of January 2, 2026, between Kingstone Companies, Inc. and William L. Yankus.* |
| 10(k) | Stock Grant Agreement, dated as of January 2, 2026, between Kingstone Companies, Inc. and Thomas Newgarden.* |
| 10(l) | Stock Grant Agreement, dated as of January 2, 2026, between Kingstone Companies, Inc. and Manmohan Singh.* |
| 10(m) | Stock Grant Agreement, dated as of January 2, 2026, between Kingstone Companies, Inc. and Pranav Pasricha.* |
| 10(n) | Stock Grant Agreement, dated as of January 9, 2026, between Kingstone Companies, Inc. and Meryl S. Golden.* |
| 10(q) | Stock Grant Agreement, dated as of March 3, 2026, between Kingstone Companies, Inc. and Sarah (Minlei) Chen.* |
| 10(r) | Stock Grant Agreement, dated as of March 3, 2026, between Kingstone Companies, Inc. and Randy L. Patten.* |
| 10(s) | 2025 Employee Bonus Plan (incorporated by reference to Exhibit 10(s) to the Company's Annual Report on Form 10-K for the year ended December 31, 2024, filed on March 18, 2025). # |
| 10(t) | 2026 Employee Bonus Plan*# |
| 19 | Kingstone Companies, Inc. Insider Trading Policy (incorporated by reference to Exhibit 19 to the Company's Annual Report on Form 10-K for the year ended December 31, 2024, filed on March 18, 2025). |
| 21 | Subsidiaries (incorporated by reference to Exhibit 21 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2016, filed on March 16, 2017). |
| 23(a) | Consent of Marcum LLP.* |
| 23(b) | Consent of CBIZ CPAs P.C.* |
| 31(a) | Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer as Adopted Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.* |
| 31(b) | Rule 13a-14(a)/15d-14(a) Certification of Principal Financial Officer as Adopted Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.* |
| 32 | Certification of Chief Executive Officer and Principal Financial Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.** |
| 97 | Clawback Policy (incorporated by reference to Exhibit 97 to the Company's Annual Report on Form 10-K for the year ended December 31, 2023, filed on April 1, 2024). |
| 101.INS | XBRL Instance Document.* |
| 101.SCH | 101.SCH XBRL Taxonomy Extension Schema.* |
| 101.CAL | 101.CAL XBRL Taxonomy Extension Calculation Linkbase.* |
| 101.DEF | 101.DEF XBRL Taxonomy Extension Definition Linkbase.* |
|---|---|
| 101.LAB | 101.LAB XBRL Taxonomy Extension Label Linkbase.* |
| 101.PRE | 101.PRE XBRL Taxonomy Extension Presentation Linkbase.* |
*Filed herewith
**Furnished herewith
Portions of the exhibit (indicated by asterisks) have been omitted pursuant to Item 601(b)(10)(iv) of Regulation S-K.
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