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CITIZENS, INC.

For the period ended Dec 31, 2025. Filed Mar 12, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 12, 2026

CIA$4.38+0.7%Stored close · as of Nov 10, 2026

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Contents

Schedule III – Consolidated Supplementary Insurance Information

CITIZENS, INC.FINANCIAL SCHEDULES
Schedule IIIConsolidated Supplementary Insurance Information
Years ended December 31,(In thousands)20252024
Deferred policy acquisition costs:
International Insurance$133,038125,684
Domestic Insurance87,49973,951
Total consolidated deferred policy acquisition costs$220,537199,635
Future policy benefit reserves and policy claims payable:
International Insurance$874,118869,235
Domestic Insurance324,081312,692
Total consolidated future policy benefit reserves and policy claims payable$1,198,1991,181,927
Unearned premiums:
International Insurance$1,6581,215
Domestic Insurance5757
Total consolidated unearned premiums$1,7151,272
Other policy claims and benefits payable:
International Insurance$187,003159,682
Domestic Insurance75,22175,244
Total consolidated other policy claims and benefits payable$262,224234,926

December 31, 2025 | 10-K 105

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.