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CITIZENS, INC.

For the period ended Dec 31, 2025. Filed Mar 12, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 12, 2026

CIA$4.35+5.3%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Financial Statements and Supplementary Data

Reference is made to the consolidated financial statements, the notes thereto, and the report of our independent registered public accounting firm, as listed on thetable of contents.

December 31, 2025 | 10-K 49

CITIZENS, INC.

All other schedules have been omitted as the required information is inapplicable or the information required is presented in the financial statements or the notes thereto filed elsewhere herein.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.