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COMMERCE BANCSHARES INC /MO/

For the period ended Sep 30, 2025. Filed Nov 10, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 10, 2025

CBSH$56.03+1.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Form 10-Q

Page
INDEX
Part IFinancial Information
Item 1. · Financial Statements
Consolidated Balance Sheets as of September 30, 2025 (unaudited) and December 31, 20243
Consolidated Statements of Income for the Three and Nine Months Ended September 30, 2025 and 2024 (unaudited)4
Consolidated Statements of Comprehensive Income for the Three and Nine Months Ended September 30, 2025 and 2024 (unaudited)5
Consolidated Statements of Changes in Equity for the Three and Nine Months Ended September 30, 2025 and 2024 (unaudited)6
Consolidated Statements of Cash Flows for the Nine Months Ended September 30, 2025 and 2024 (unaudited)8
Notes to Consolidated Financial Statements9
Item 2.Management's Discussion and Analysis of Financial Condition and Results of Operations50
Item 3.Quantitative and Qualitative Disclosures about Market Risk76
Item 4.Controls and Procedures76
Part IIOther Information
Item 1.Legal Proceedings77
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds77
Item 5.Other Information77
Item 6.Exhibits77
Signatures79
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.