AMERICAN EXPRESS CO

Lead Independent Director

Our independent directors elected Christopher D. Young to serve as Lead Independent Director of the Board of Directors, effective January 1, 2027. Mr. Young succeeds John J. Brennan who will not stand for reelection at our 2027 annual meeting of shareholders as he will have reached our mandatory retirement age for directors.

Certificate of Incorporation

On October 21, 2026, our filing of a Certificate of Amendment to our Amended and Restated Certificate of Incorporation (the “Certificate of Amendment”) was accepted by the Secretary of State of the State of New York, which had the effect of eliminating from our Amended and Restated Certificate of Incorporation all matters set forth therein with respect to shares of our 3.550% Fixed Rate Reset Noncumulative Preferred Shares, Series D, as no shares of such series are currently outstanding. A copy of the Certificate of Amendment is attached as Exhibit 3.2 to this Form 10-Q and is incorporated by reference herein.

Rule 10b5-1 Trading Plans

During the three months ended September 30, 2026, none of our directors or officers (as defined in Rule 16a-1(f) under the Exchange Act)adopted orterminated any contract, instruction or written plan for the purchase or sale of our securities that was intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or any “non-Rule 10b5-1 trading arrangement” as defined in Item 408(c) of Regulation S-K.